International Wealth Group (IWG) was born out of the need for transparent international financial solutions that offer genuine value and professional financial management to a globalized professional workforce.
About What We Do
& How We Got Here
International Wealth Group (IWG) was born out of the need for transparent international financial solutions that offer genuine value and professional financial management to a globalized professional workforce. The international wealth management industry faces a significant challenge from an ever changing and volatile global economy. The need to keep up with this ever-changing landscape is of paramount importance to investors and businesses alike.
IWG is a partnership between two seasoned investment firms, European and US based that have a successful track record managing the wealth of international clients.
The founders Clare Summerfield and Tom Zachystal saw the need for a collaboration to manage the finances of a global workforce and IWG was born to address this need. The key principals of IWG are value, transparency and active portfolio management for international professionals and European Nationals.
Our Company philosophy
Peace of mind for your future
Our philosophy is a simple belief that investing today will build wealth, sustainability and peace of mind for the future.
This is achieved by active management and investment strategies that are research driven.
Our objective is to distil undervalued assets from the universe of traded investments, looking for companies we believe have a brighter long-term future than what their current price suggests.
Our Investment Committee
Our Investment Committee establishes and monitors our investment strategy.
They assess investment results and adapt to leverage opportunities and to control risk.
The committee continually review compliance issues to ensure our investment strategies comply with regulation and meet with our objectives.
Our Investment Committee works to a set of clear guidelines that outline criteria for the credit quality, value, liquidity and overall risk characteristics of our portfolios.
This will include limitations on size and types of security trades. The list below defines some of our considerations;
- Management quality: we look for companies with a management team we believe in
- Market health: companies in growth markets command higher valuations than stagnating ones; and we take market cycles into account
- Relative Market position: we do like the benefits of scale and scope strong market positions bring
- Financial health: we look for companies with strong balance sheets that can survive a bad surprise or a market downturn
All of the above is in the context of the attractiveness of the valuation relative to the profits, the cash flow, the dividend and the book value of the company. When it comes to the buying and selling of particular positions, we complement the fundamental selection process with technical analysis, to ensure value protection and identify timing opportunities.
Meet Our Team
Elliot Lloyd International Ltd and IAM Advisors bring together their expertise and experience managing International clients including US professionals working abroad. Our expertise extends across borders understanding the financial and fiscal issues faced by international clients.
Founder and Board Member
Clare is a specialist in international financial management and has worked throughout Ireland, The Netherlands, Germany and France. Clare’s experience extends across many fields of the financial sector to include corporate finance, asset and wealth management, real estate, and inheritance planning.
Clare assists private clients who hold multi-jurisdictional assets and multi-national corporations with their employee benefits. Consequently, Clare understands the unique financial and planning challenges that international clients face. When she established the company her vision was to support clients with a uniquely independent and ethical financial management service.
After graduating in Business and Accounting, Clare started her career at Guardian Royal Exchange in Dublin, Ireland. Moving into education where she lectured on Business and Economics in the UK before returning to the financial services industry. Clare is an advocate of continual personal training and education, she holds a Diploma in Financial Advice, CISI Diploma in Securities and Investments and holds a Masters in Finance and Investments, Investment Banking and Capital Markets.
Tom Zachystal is the founder, President and Chief Investment Officer of International Asset Management (IAM), a major shareholder in IWG and sub-advisor to IWG’s US clients. He is a member of the IWG Investment Committee and consults on financial planning and investment management matters for US clients.
Prior to starting IAM, Tom was Vice-President Europe based in Prague, Czech Republic for another US investment advisory firm and worked for a major Wall Street investment firm. Tom also spent ten years as an engineer and consultant for oil services firm Schlumberger. During this time, he worked in a dozen countries on four continents and it is this combination of international experience and investment knowledge that allows him to tailor financial solutions to internationally mobile clients.
Tom has an MBA in Global Management from Thunderbird University in Glendale, Arizona, a BSc in Civil Engineering from the University of Alberta in Edmonton, Canada and holds the Chartered Financial Analyst (CFA) credential as well as the British Investment Management Certificate (IMC). He is a Certified Financial Planner™ (CFP™) practitioner and past President of the San Francisco Financial Planning Association. Tom has been managing investment portfolios on a discretionary basis since 2002.
Dr. Florian Rabe
Florian is the Head of Investment Management at IWG and represents Elliot Lloyd International in The Netherlands.
He worked with the Royal Dutch Shell Group for more than 20 years in a large variety of Finance Manager / Finance Director roles before becoming a financial consultant focused on financial planning and advice for individuals, particularly international clients, followed by him taking on the role as Investment Manager at IWG.
He has worked in a broad range of countries in Europe and Asia, giving him intimate insight into global markets.
Florian has a passion for capital markets and has built his experience dealing with complex financial instruments over decades. Aligned with the vision of Elliot Lloyd, he stands for the delivery of a completely flexible and ethical financial management service, providing solutions for clients on the basis of a thorough analysis of their needs and a long term approach to their financial planning.
By education, Florian is a trained banker and holds a master degree in Economics as well as a Dr. oec. from Switzerland.
If you are a lawyer, accountant, financial planner, or other professional whose clients would benefit from independent investment management services provided by a professional portfolio manager and financial planner, please contact us regarding offering our services as a complement to your own.
We work with highly qualified and professional advisors based across Europe.
If you are an Advisor in other regions with European clients please contact us to discuss working together.
& Client Protection
I.W.G. International Wealth Group Ltd (IWG) is authorized and regulated by the Cyprus Securities and Exchange Commission, License no. 380/19 as a Cyprus Investment Firm. IWG are authorized to offer, Investment Advice, Portfolio Management and the Investment service of Reception and Transmission of orders in relation to one or more financial instrument.
IWG is regulated in accordance with the European Markets in Financial Instruments Directive (MIFID). As our client you will benefit from strict and rigorous regulatory requirements of The Cyprus
We do not offer any services in relation to the custody of client funds.
IWG’s Head office is incorporated in Cyprus, we offer our services via our Investment Advisors who are qualified and trained to high standards.
IWG work on both a discretionary and non-discretionary basis that fits our clients’ investment profiles, in order to enable our clients to structure their financial needs and investment strategy. We pride ourselves on offering best advice and services at all times.
There is always an element of risk when trading in financial instruments or when participating in any type of investment service, the level of risk depends on the nature of the investment that may not be suitable for all clients. The value of your investment may increase or decrease, depending on volatility in the markets, and you may lose up to all invested capital. For further information on risks involved please refer to our Risk Disclosure Policy.
If your wish to make a complaint to us, please make contact immediately. Please refer to our Complaint Policy.
International Wealth Group
Transparent international financial solutions that offer genuine value and professional financial management to a globalized professional workforce.
Get In Touch!
Monday - Friday: 8 am - 5 pm
SOBOH HOUSE 377
28th October Street, Neapolis
3107 Limassol, Cyprus
Annual publication of information on the identity of execution venues and on the quality of execution
According to the Commission Delegated Regulation (EU) 2017/576 of 8 June 2016, IWG as an investment firm makes public on an annual basis, for each class of financial instruments, the top five execution venues in terms of trading volumes where they executed client orders in the preceding year and information on the quality of execution obtained. This report relates to year 2019.
I.W.G International Wealth Group Ltd Pillar III Disclosures ReportYEAR ENDED 31 DECEMBER 2019
Prepared in accordance with Section 4 (Paragraph 32) of the Directive for the prudential supervision of investment firms which implements the CRR and the European Directive 2013/36/EU (the “CRD IV”), as well as the relevant provisions of new Law 87(I)/2017 (the “Law”), as amended.